What is happenstance? (coincidence) What is luck? (success brought about by chance). This book, Happenstance & Luck, is a collection of short stories by Frank Cornacchiulo & Associates with examples of what happens as we journey through life. I dedicate this book to all our readers who, like me, learned life-lessons through recalling our experiences in my new book. We ventured out every day to face life. My socialization along with my associates, who also contributed their short stories and experiences. This process helped each of us acquire life-long experiences from each other, we still put in use to this day. Experiences that were, in retrospect, those that helped us to make important decisions throughout the days of our lives.