Retirement planning was simple and predictable forty years ago. All you needed was your company pension, personal savings, and Social Security. Those days are long gone. Most public pensions are underfunded, and private companies can’t get rid of them fast enough. Social Security’s own trustees predict it will run out of money in less than twenty years. And most people haven’t saved even a fraction of what they should. Retiring comfortably today is not about saving more, it’s about saving smart. In Don’t Retire Broke , you will learn the following: Traps to avoid before you retireHow to maximize Social Security benefitsWhat to do now if you still have a pensionHow to keep the IRS out of your IRA Isn’t it time to make sure you don’t retire broke?